WARNING ABOUT BORROWING
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
• For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor;
• If you are on government benefits, ask if you can receive an advance from Centrelink: 
www.humanservices.gov.au/advancepayments;
• The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
• Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan;

Holiday Loans Australia

Get approved quickly and access up to a $5,000 loan with transparent terms and flexible repayment terms.

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How much would you like to borrow?

Minimum
$500
$
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Maximum
$5,000
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Why choose us
Get Same-Day Personal Loans
Fast Application
Instant Approvals
Access to funds in minutes

CashLend Holiday Loans - Fund Your Next Getaway with Confidence

Planning a vacation can get pricey once flights, stays, tours, and insurance are in the mix. CashLend's holiday loans give you $500 to $5,000 so you can lock in your trip now and pay it back in steady, more manageable repayments. Apply online in minutes and get a quick decision. Once your loan is approved, the funds land in your bank so you can secure the stays and flights you want on the dates you want. You see the rate, fees, term, and total cost upfront, so there are no surprises.

What Are Holiday Loans?

Holiday loans are personal loans for travel costs. Use one to lock in flights, accommodation, tours, and insurance without draining your savings or juggling a card balance. Family holiday, romantic getaway, long overdue overseas trip, or a quiet weekend away, it all counts. With CashLend you apply online, get a quick decision, and choose repayments that fit your pay cycle. Funds arrive to your bank so you can book dates while prices are sharp. Clear rates, fees, term, and total cost shown upfront, so you know exactly what you are signing up for.

What Can a Holiday Loan Cover?

A holiday loan from CashLend can be used to finance all aspects of your travel experience, offering the flexibility to make your trip exactly what you want it to be. Whether you're travelling domestically or abroad, your loan can help you make the most of it.

Here are some common ways Australians use a CashLend holiday loan:

  • Flights, accommodation, and local transport like car hire or train passes
  • Holiday packages, cruises, or guided tours
  • Travel insurance, visa fees, and passport renewal
  • Meals, entertainment, and local experiences
  • Shopping, souvenirs, and travel essentials
  • Emergency expenses like medical costs while travelling

Why Use a Holiday Loan Instead of a Credit Card for Traveling?

Credit cards are convenient, but high rates and open ended limits can make costs blow out. A personal loan gives you fixed terms and a clear finish date, so you can plan your budget before and after the trip.
Your rate stays fixed for the term, so repayments do not jump. The schedule is set with dates and amounts you can plan around. You receive a single lump sum, so there is no balance creeping up in the background. The amount is defined up front, which keeps the travel budget in check. Rates are often lower than many credit cards, which can save real money over the life of the loan.
For many Australians, a personal travel loan is a smarter, safer way to finance a well-deserved break.

Why Choose a Holiday Loan from CashLend?

Fast and Easy Application

Apply online in minutes and receive a quick decision. This is ideal if you're booking last-minute travel. Our streamlined process gets you from application to approval with minimal delay.

Borrow Up to $5,000

Get the funds you need to cover all parts of your holiday, from flights to fun. Our holiday loans provide sufficient financing for most travel plans.

Flexible Repayment Options

Choose weekly, fortnightly, or monthly repayments that fit your lifestyle and travel plans. This flexibility helps ensure your loan works with your budget, not against it.

Clear Terms, No Surprises

We provide transparent rates and fee structures so you can plan your budget with confidence. You'll know exactly what you're paying for your holiday financing.

Who Is Eligible for Holiday Loans?

To apply for a holiday loan with CashLend, you must:
- Be at least 18 years of age
- Be an Australian citizen or permanent resident
- Have a regular income for at least the last 90 days
- Have an active Australian mobile number and email address

How Holiday Loans Work

Step 1: Apply Online

Fill out our secure online form to get started. It only takes a few minutes to submit your holiday loan application.

Step 2: Fast Approval

We assess your application quickly, often providing same-day approval so you can lock in those travel deals.

Step 3: Receive Funds

Once approved, your loan will be transferred to your account—usually within 24 hours, allowing you to book immediately.

Step 4: Travel Now, Repay Over Time

Enjoy your holiday now and repay your loan over time with structured instalments that fit your financial situation.

Holiday Loan FAQs

How much can I borrow for a holiday loan?You can apply for $500 to $5,000. The approved amount depends on your income, expenses, and credit history. We only lend what looks affordable.
How fast will I get a decision and the funds?
Most applications receive an initial decision within hours. After approval and signing, funds are usually paid within 24 hours, subject to your bank’s processing times.
Can I use the loan for flights, accommodation, and insurance?
Yes. You can use the funds for flights, hotels, tours, travel insurance, or other trip costs. You choose how to allocate the money.What repayments can I choose?You can select weekly, fortnightly, or monthly. Pick the schedule that matches your pay cycle so cash flow stays comfortable.
Can I repay the loan early without penalty?
Yes. You can make extra repayments at any time and request a payout figure. Paying early reduces interest and finishes the loan sooner.
Will applying affect my credit score?
We run credit checks as part of responsible lending. Using credit within your means and paying on time can support a healthy credit history. Missed payments may harm it.
Can I apply if my credit is not perfect?
Yes. We look at the full picture, including stable income and day to day affordability. A lower score may affect your rate, but it does not automatically mean a decline.
What documents will I need?
Valid ID, proof of income, and recent bank statements. We will let you know if anything else is required for your application.
Are there any hidden fees?
No. We show your rate, fees, term, repayment amount, and total payable before you accept. You see the full cost upfront.
What if plans change or I need to shift a repayment date?
Talk to us as soon as you can. We can look at options to adjust your schedule and keep things on track.
Apply Now
Loan Examples

CashLend Loan Examples

Fast Approvals & Same-Day Funding
No Hidden Fees
Flexible Loan Options
Australian Based & Available 7 days a week
No Credit Score Impact

Small Loan

Loan amount from $500 to $5000 
Minimum 5 weeks to maximum 6 months
20% establishment fee and flat
4% monthly fee
Example
Repayments
Term
Loan Amount
Establishment Fee
Total Monthly Fee ( over 20 weeks)
Weekly
20 weeks
$1,000
$200
$200
Total Repayable
$1,400
Weekly Repayment
$70.00

Medium Loan

Loan amount from $2001 to $5000
Minimum 9 weeks to maximum 6 months
$400 establishment fee, interest at
47.89% p.a (comparison rate 63.29% p.a.)
Example
Repayments
Term
Loan Amount
Establishment Fee
Total Monthly Fee ( over 20 weeks)
Weekly
6 Months
$2,500
$400
$389
Total Repayable
$3,289
Fortnightly Repayment
$253.09
1 Fees are based on loan principal advanced.

2Comparison rate is based on a $2,500 unsecured loan repaid over 6 months with fortnightly instalments.

WARNING: This comparison rate applies only to the example above and may not reflect all associated fees and charges. Changing the loan amount, fees, or term could result in a different rate.

3 The example assumes all repayments are made on time in accordance with the loan agreement. Additional fees may apply for missed or late payments.
Benefits
Benefits of using Cash Lend
Quick online applications
Fast approvals and same day funding
No hidden fees
Flexible loan options
Australian Owned and Operated
No credit score impact
Contact Us

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Questions? Feedback? We're all ears! Feel free to reach out to us anytime. Our dedicated team is here to assist you.

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Your trusted hub for small personal loans
At CashLend, we’re more than just a loan provider, we’re your reliable partner when you need a fast cash loan. Whether it’s for a last-minute bill, unexpected expenses, or everyday needs, we’re here to make borrowing simple, secure, and fast.*
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Testimonials

What our customers have to say

StarStarStarStarStar

"Life Saver!"

I needed $500 urgently for a car repair, and CashLend came through instantly! The application took minutes, and the money was in my account within an hour.
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Jake T
Brisbane, QLD
StarStarStarStarStar

“Fastest Loan Ever!”

Unbelievable service, I got approved for $1,200 in seconds, and the funds were in my bank in an hour. No hidden fees, simple process. Will use again!
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Maria S
Ballarat East, VIC
StarStarStarStarStar

“No Credit Check, No Stress!”

My credit isn’t great, but CashLend still approved me for $800 same-day. The repayment terms were clear, and the money hit my account in under 30 minutes.
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Derek L
San Remo, NSW
StarStarStarStarStar

“Emergency Cash in Minutes”

Had a medical bill due and no time to wait. Applied for $600, got approved instantly, and the money was there before I finished my coffee. Super impressed.
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Lisa M
Parkdale, VIC
StarStarStarStarStar

“Best for Urgent Needs”

I’ve used other lenders before, but CashLend is by far the fastest. Got $2K in my account within an hour, no endless paperwork or waiting.
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Ryan K
Dundas, NSW
StarStarStarStarStar

“Transparent & Reliable”

Finally, a lender that doesn’t hide fees! I borrowed $1,500, and the terms were upfront. The transfer was instant, and customer service was helpful.
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Tina R
Greenfield Park, NSW
StarStarStarStarStar

“Perfect for Gig Workers”

As a freelancer, cash flow is unpredictable. CashLend gave me $700 same-day when a client payment was late. The app is smooth and funding was lightning fast.
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Carlos V
Riverstone, NSW
StarStarStarStarStar

“No Hassle, Just Cash”

Needed $3K for rent after a job loss. CashLend approved me in minutes and the money arrived before noon. Flexible repayment options saved me from stress.
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Natalie B
Sydney, NSW
Testimonials
Holiday Loans FAQ's
How much can I borrow for my holiday?
CashLend offers holiday loans up to $5,000. The exact amount you qualify for depends on your financial situation and ability to repay.
Can I use the loan for international travel?
Absolutely. You can use your loan for domestic or international travel, including associated costs like insurance or emergency spending.
Do I need good credit to apply?
Not necessarily. We assess applications on more than just credit scores. If you have stable income and meet the basic requirements, you may be eligible.
How fast can I get the funds?
Funds are typically transferred within 24 hours of approval.
Can I repay the loan early?
Yes. You can make early repayments anytime without penalties. This helps you save on interest and pay off your loan faster.
Can I use a holiday loan to cover accommodation, tours, or travel packages?
Yes, CashLend’s holiday loans can be used for all kinds of travel-related expenses—including flights, accommodation, guided tours, cruises, and all-inclusive travel packages. We help make your dream getaway a reality without financial stress.
Do you really need a loan today?
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