Car Repair Loans Australia

Cars pick the worst time to break. CashLend offers car repair loans from $500 to $5,000 so you can fix the problem and keep moving. Use the funds for the mechanic, parts, tyres, battery, diagnostics, towing, rego checks, or a service that cannot wait. Apply on your phone with secure uploads. We review applications quickly and in many cases release funds the same day, subject to your bank. Choose weekly, fortnightly, or monthly repayments to match your pay cycle. You see the rate, fees, term, and total payable upfront, so there are no surprises.

Car repair loans are short term personal loans that cover the bill when a mechanic finds more than you expected. Think cracked radiator, alternator failure, a new set of tyres after a blowout, a smashed headlight, or the fix you need to pass rego. The money goes to what gets you back on the road, whether that is parts, labour, diagnostics, or towing. Instead of emptying savings or stacking costs on a high interest card, you spread the expense into predictable repayments. You choose the repairer, pay the invoice, and keep work, school, and family plans on track. Simple, practical, and built for the days when the car has other ideas.

A CashLend car repairs loan flexes to the size of the job. We match the amount to your workshop quote and, if the scope changes, we can reassess quickly so the work does not stall. It suits routine servicing through to major fixes without fuss. We keep the numbers plain, set everything out in writing, and stay in touch while the repair progresses so you can approve with confidence and get back on the road.

When unexpected repair bills hit, many people turn to credit cards. While that might seem convenient, it can often lead to high-interest debt that’s difficult to manage. A car repair loan from CashLend is the smarter, more structured option.

Benefits of using a personal loan over a credit card:

Apply in just a few minutes using our secure online form.

Submit your application using our quick and secure online platform.

We assess your application and usually provide an answer the same day.

If approved, we transfer funds directly to your account - often within 24 hours.

Book your repair with confidence and repay your loan in manageable instalments.

We understand that mechanical failures don't check your credit score first. Our car repair loans for bad credit options consider factors beyond just credit history, focusing on your current financial situation and ability to make repayments.

If you receive government benefits, you may qualify for car repair loans centrelink options. We consider these payments as a valid form of regular income during our assessment process, recognising the importance of vehicle access for all Australians.

When your vehicle breaks down unexpectedly, waiting isn't an option. Our expedited assessment process for car repair loan applications prioritises urgent situations, helping you address mechanical emergencies without delay.

Do I need a quote before I apply?A written quote helps us size the loan quickly. Upload a photo or PDF from your mechanic and we can assess with fewer follow ups.
What if the final invoice is higher than the quote?Contact us before you pick up the car. We can review the difference and look at options the same day in most cases.
Can the loan cover towing, diagnostics, and parts?Yes. We fund towing, diagnostics, labour, parts, tyres, batteries, and fluids. We do not fund performance mods or purely cosmetic upgrades.
Can this help with my insurance excess?Yes. Many customers use the loan to pay an excess or items not covered in a claim. It does not replace an insurer payout.
Can I use it for rego and inspections?Yes. You can use funds for rego, eSafety checks, roadworthy inspections, and CTP if that gets the car back on the road.
My car is older with high kilometres. Is that a problem?No. Age and kilometres do not rule you out. We focus on affordability and your ability to repay comfortably.
The car is in my partner’s name. Can I still apply?Yes, for an unsecured loan. If security is required, the registered owner would need to be on the application.
I need the car for work. Can the first repayment start after repairs?You can choose weekly, fortnightly, or monthly and set a first payment date that lines up with your pay. If repairs run late, talk to us and we can adjust.
Can I split the loan across more than one repairer?Yes. You can pay a tyre centre, an auto electrician, and a panel shop from the same loan. Keep each invoice on hand.
What happens if the car is written off mid process?Tell us as soon as your insurer confirms it. We can discuss options for using any remaining funds or adjusting
your plan.
What records should I keep?Keep quotes, invoices, and receipts. They make any warranty claims easier and help us sort questions quickly if costs change.