WARNING ABOUT BORROWING
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
• For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor;
• If you are on government benefits, ask if you can receive an advance from Centrelink: 
www.humanservices.gov.au/advancepayments;
• The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

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Straightforward insights and updates to help you borrow smarter in Australia.

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